body {
    font-family: Arial, Helvetica, sans-serif;
    background: #fafbfc;
    color: #222;
    margin: 0;
    padding: 0;
}

.container {
    max-width: 700px;
    margin: 40px auto;
    background: #fff;
    padding: 36px 32px 32px 32px;
    border-radius: 8px;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.07);
}

@media (max-width: 768px) {
    .container {
        margin: 0;
        max-width: 100%;
        border-radius: 0;
        box-shadow: none;
        padding: 24px 16px;
    }
    body {
        background: #fff;
    }
}

h1,
h2 {
    color: #2a2a2a;
}

h1 {
    font-size: 2.2em;
    margin-top: 0;
}

h2 {
    font-size: 1.25em;
    margin-top: 32px;
}

p,
li {
    line-height: 1.7;
}

ul {
    padding-left: 22px;
}

.contact {
    margin-top: 36px;
    font-style: italic;
}

.effective-date {
    color: #777;
    font-size: 1em;
    margin-bottom: 28px;
}